AFIN

AFIN is Romania’s first non-bank financial institution (NBFI), offering alternative financial solutions dedicated to the social economy. The institution aims to facilitate access to finance for Romanian organisations with a social impact that have moved beyond the start-up phase and require capital to grow.

Investment loan
Aimed at financing the acquisition of tangible and intangible goods used in the current activity of the social enterprises. Examples of eligible expenditure (the list is only illustrative, not limiting)

- purchase of production equipment/machinery/vehicles/furniture;
- purchase of IT equipment;
- acquisition of intangible assets related to a previous investment -software/patents/ licenses;
- purchase of specific equipment for energy savings, systems that use renewable / alternative energy sources for increased efficiency.

Term: max. 60 months

Loan repayment: monthly installments or customized schedule depending on the client's activity

Interest rate: variable – ROBOR 6M + a margin that may vary depending on the loan amount, term and collateral

You can apply for the loan directly on AFIN's website.